Is your computer feeling sluggish? Are those game load times dragging you down, or does transferring large files feel like watching paint dry? If so, it might be time for a serious upgrade, and a high-quality M.2 SSD is often the answer. But let’s be real, you don’t want to break the bank, right? That’s why we’re focusing on finding the best affordable M.2 SSD 1TB options that offer a fantastic balance of speed, reliability, and value.
A 1TB M.2 NVMe SSD is the sweet spot for many users. It offers ample space for your operating system, essential applications, and a decent library of games or media, all while leveraging the blazing-fast speeds of the NVMe interface. In this guide, we’ll dive into seven top contenders that promise to give your PC a serious performance boost without emptying your wallet.
Why Upgrade to an M.2 SSD?
M.2 SSDs are compact, stick-like storage devices that plug directly into your motherboard. Unlike traditional SATA SSDs, they use the NVMe (Non-Volatile Memory Express) protocol, which communicates directly with your CPU via the PCIe interface. This direct communication bypasses the bottlenecks of older SATA connections, leading to incredibly fast boot times, rapid application loading, and lightning-quick file transfers. In short, they make your entire system feel snappier and more responsive.
What to Look For in an Affordable M.2 SSD 1TB?
When hunting for the best affordable M.2 SSD 1TB, consider these factors:
- PCIe Generation: You’ll primarily see PCIe Gen3 and Gen4. Gen4 offers significantly faster speeds but requires a compatible motherboard. Gen3 is still incredibly fast and more than enough for most everyday tasks and even gaming.
- Read/Write Speeds: Look at the sequential read and write speeds. Higher numbers mean faster data transfer.
- Endurance (TBW): This indicates how much data can be written to the drive over its lifetime before it’s expected to fail. Higher is better, especially for heavy users.
- Controller & NAND Type: These internal components impact performance and longevity, though for affordable options, brand reputation often gives a good indication.
- DRAM Cache: Some drives have a small DRAM cache to improve performance, especially with small files. DRAM-less drives use host memory buffer (HMB) which can still be very efficient.
Now, let’s get to the good stuff – our top picks!
1. Crucial P310 1TB 2280 PCIe Gen4 3D NAND NVMe M.2

The Crucial P310 (note: this model often appears as P5 Plus or T500 in retail for these speeds, but we’re going by the provided name and features) stands out by offering impressive Gen4 performance that truly redefines “affordable.” If you’re looking to shift into the next gear without breaking the bank, this drive aims to deliver. It promises nearly 20% faster boot-ups and gameplay compared to many Gen4 counterparts, thanks to its reported speeds of up to 7,100MB/s. It’s not just about raw speed; Crucial also emphasizes its power efficiency, meaning you get more done with less battery drain, making it great for laptops.
Key Features:
– SHIFT UP TO GEN4: Next-level Gen4 performance at up to 7,100MB/s
– EXTEND LIFECYCLE AND STORAGE: Increase your device’s capacity and lifecycle to store more of what matters
– FASTER GAMEPLAY AND BOOTUPS: Nearly 20% faster performance in bootups and gameplay
– BETTER PRODUCTIVITY: Up to 20% faster performance in real world tasks compared to other Gen4 SSDs when booting Windows, starting applications like Adobe Photoshop and Illustrator, and working in applications like Microsoft Excel and PowerPoint
– POWER EFFICIENCY: Provides up to 40% better performance-to-power ratio than our previous Gen4 SSD so you can get more done with the same battery life
Pros:
– Excellent reported Gen4 speeds for the price point.
– Great power efficiency, ideal for laptops and extended use.
– Noticeable improvements in boot times, game loads, and productivity applications.
Cons:
– The “P310” naming with 7,100MB/s Gen4 speed is unusual for Crucial’s usual product line-up. Verify specific model performance before purchase.
User Impressions: Users often praise Crucial drives for their reliability and good value. If these speeds hold up for the price, it’s a solid contender for anyone needing a significant performance bump.
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2. Samsung 990 EVO Plus SSD 1TB, PCIe Gen 4×4, Gen

The Samsung 990 EVO Plus enters the arena boasting groundbreaking read/write speeds that will make your jaw drop. With sequential speeds up to 7,250/6,300MB/s, this drive is a beast for huge file transfers and crunching through demanding tasks. What really makes it shine is Samsung’s Intelligent TurboWrite 2.0 and exceptional thermal control, meaning it stays cool under pressure while delivering consistent, optimized performance. Plus, Samsung’s Magician Software ensures your drive always performs its best with regular updates and health monitoring. It’s a premium experience bundled into an incredibly competitive package.
Key Features:
– GROUNDBREAKING READ/WRITE SPEEDS: Boosts sequential read/write speeds up to 7,250/6,300MB/s.
– LARGE STORAGE CAPACITY: Harness full power with Intelligent TurboWrite2.0’s enhanced large-file performance.
– EXCEPTIONAL THERMAL CONTROL: Nickel-coated controller for less power usage and stable performance.
– OPTIMIZED PERFORMANCE: Compatible with PCIe 4.0 x4 and PCIe 5.0 x2 for more bandwidth and higher data processing.
– NEVER MISS AN UPDATE: Magician Software for firmware updates, encryption, and drive health monitoring.
Pros:
– Blazing-fast Gen4 speeds suitable for power users and gamers.
– Excellent thermal management prevents performance throttling.
– Samsung’s Magician software adds value with comprehensive drive management.
Cons:
– While “affordable” in its class, it might be a bit pricier than the absolute budget options.
User Impressions: Customers rave about the speed and reliability of Samsung SSDs. The 990 EVO Plus lives up to the hype, often exceeding expectations for general use and gaming.
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3. Crucial P3 Plus 1TB PCIe Gen4 3D NAND NVMe M.2

The Crucial P3 Plus is your go-to if you’re looking for a reliable and genuinely affordable leap into Gen4 performance. While its 5000MB/s sequential read speed isn’t the absolute fastest on this list, it’s a substantial upgrade from Gen3 drives, offering up to 43% faster performance. This drive hits the sweet spot for many users who want faster boot times, quicker game loads, and smoother daily operations without paying a premium for top-tier speeds they might not fully utilize. Its impressive MTTF (Mean Time To Failure) rating also promises extended longevity.
Key Features:
– NVMe (PCIe Gen4 x4) technology with up to 5000MB/s sequential reads.
– Performs up to 43% faster than the fastest Gen3 NVMe SSDs.
– Rated at MTTF greater than 1.5 million hours for extended longevity and reliability.
– Backward compatibility with Gen3.
Pros:
– Great entry point into PCIe Gen4 speeds for budget-conscious users.
– Reliable with a high MTTF rating.
– Backward compatible, so it works in Gen3 slots too (at Gen3 speeds).
Cons:
– Not the fastest Gen4 drive available, but excellent for its price.
User Impressions: Users frequently commend the P3 Plus for its excellent price-to-performance ratio, making it a popular choice for mainstream PC builds and upgrades.
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4. Samsung 990 PRO SSD 1TB PCIe 4.0 M.2 2280 Internal

When it comes to raw speed and top-tier gaming performance, the Samsung 990 PRO SSD is often considered the gold standard for PCIe 4.0 drives. If you’re a serious gamer or professional needing the absolute fastest storage currently available under Gen5, this is your champion. Boasting near-max PCIe 4.0 performance with sequential reads up to 7,450 MB/s, it offers a huge speed boost over its predecessors. What’s more, Samsung has engineered it for breakthrough power efficiency and smart thermal control, ensuring sustained performance even under extreme loads. For PlayStation 5 users and DirectStorage PC gamers, this drive is a game-changer.
Key Features:
– HUGE SPEED BOOST: Random read/write speeds 40%/55% faster than 980 PRO, sequential up to 7,450/6,900 MB/s.
– BREAKTHROUGH POWER EFFICIENCY: Up to 50% improved performance per watt over 980 PRO.
– SMART THERMAL CONTROL: Samsung’s nickel-coated controller delivers effective thermal control.
– THE CHAMPION MAKER: Up to 65% improvement in random performance for ultimate gaming on PS5 and DirectStorage PC games.
– SAMSUNG MAGICIAN SOFTWARE: Advanced optimization tools for drive health, data protection, and updates.
Pros:
– Unmatched PCIe 4.0 performance, ideal for high-end gaming and demanding applications.
– Excellent power efficiency for its speed class.
– Superior thermal management.
– PS5 and DirectStorage optimized.
Cons:
– Likely the most expensive option on this “affordable” list, pushing the budget boundary for some.
User Impressions: Gamers and professionals consistently laud the 990 PRO for its incredible speed and reliability. It’s often cited as the best upgrade for a high-performance system.
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5. Kingston NV3 1TB M.2 2280 NVMe SSD | PCIe 4.0

The Kingston NV3 offers a straightforward, no-frills entry into PCIe 4.0 NVMe storage. If you’re simply looking for a significant upgrade over traditional SATA drives and want to get into Gen4 without spending much, the NV3 is a compelling choice. It focuses on delivering the essentials: good speed for everyday tasks, low power consumption, and reliable Kingston quality. It’s perfect for a primary boot drive or general storage in a system where top-tier speeds aren’t the absolute priority, but responsiveness and value are key.
Key Features:
– Ideal for high speed, low power storage.
– Gen 4×4 NVMe PCIe performance.
– Capacities up to 4TB.
Pros:
– Very affordable PCIe 4.0 SSD.
– Low power consumption, good for laptops.
– Reliable Kingston brand.
Cons:
– Offers entry-level Gen4 speeds, not as fast as the premium Gen4 options.
User Impressions: Users typically find the Kingston NV3 to be a solid, dependable drive that provides a noticeable performance bump over older storage, especially considering its budget-friendly price point.
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6. WD_BLACK 1TB SN7100 NVMe Internal Gaming SSD Solid State

The WD_BLACK SN7100 is purpose-built for serious gamers looking for a competitive edge. With speeds up to 7,250MB/s read and 6,900MB/s write (for 1-2TB models), it’s designed to slash load times and keep your gameplay smooth. This drive also boasts up to 100% more power efficiency over its predecessor, making it excellent for gaming laptops and handheld devices where battery life matters. Combining high endurance with gaming-focused performance, the SN7100 is a fantastic choice for anyone who demands speed and reliability in their gaming rig.
Key Features:
– Experience speeds up to 7,250MB/s read and 6,900MB/s write (1-2TB models).
– Designed for serious gamers, with a PCIe Gen4 interface and latest TLC 3D NAND.
– Up to 100% more power efficiency over the previous generation.
– Create confidently with up to 2,400TBW (4TB model) endurance.
Pros:
– Excellent speeds for gaming and demanding applications.
– Strong power efficiency, great for gaming laptops.
– High endurance rating for long-term reliability.
Cons:
– May be slightly more expensive than basic Gen4 drives.
User Impressions: Gamers often highlight the SN7100’s ability to significantly reduce game load times and improve overall system responsiveness, making it a highly recommended choice for a gaming upgrade.
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7. Crucial P3 1TB PCIe Gen3 3D NAND NVMe M.2 SSD,

While many are chasing Gen4, sometimes the best affordable M.2 SSD 1TB for your needs is a high-quality Gen3 drive, and the Crucial P3 fits that bill perfectly. Offering sequential reads up to 3500MB/s, it delivers solid performance that’s still leaps and bounds ahead of traditional SATA SSDs. If your motherboard doesn’t support PCIe Gen4, or if you simply want incredible value for everyday computing, the P3 is a superb choice. It boasts a strong MTTF rating, ensuring it’s a reliable workhorse for years to come. It’s an ideal budget-friendly option that doesn’t compromise on core performance or longevity.
Key Features:
– NVMe (PCIe Gen3 x4) technology with up to 3500MB/s sequential reads.
– Performs up to 33% better than the previous generation.
– Rated at MTTF greater than 1.5 million hours for extended longevity and reliability.
– Spacious storage up to 4TB.
Pros:
– Excellent value for a PCIe Gen3 NVMe SSD.
– Reliable with a high MTTF.
– Still offers very fast speeds for daily use and most gaming scenarios.
Cons:
– Slower than PCIe Gen4 drives, so not for those who need the absolute bleeding edge.
User Impressions: This drive is widely praised for being a fantastic budget-friendly upgrade, especially for older systems or users who don’t need the maximum Gen4 speeds. It consistently delivers reliable performance.
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Conclusion
Upgrading your storage to an M.2 NVMe SSD is one of the most impactful improvements you can make to your PC’s performance. Whether you’re a hardcore gamer, a content creator, or just someone tired of slow load times, a 1TB M.2 SSD offers plenty of space and speed. Our list provides a range of the best affordable M.2 SSD 1TB options, from high-performance Gen4 monsters to reliable and budget-friendly Gen3 workhorses. Consider your motherboard’s compatibility, your specific needs, and your budget, and you’re sure to find the perfect drive to supercharge your system!
Frequently Asked Questions (FAQs)
Q1: What exactly is an M.2 SSD?
A1: An M.2 SSD is a small form factor Solid State Drive that connects directly to a dedicated M.2 slot on your motherboard. It’s designed to be much more compact than traditional 2.5-inch SATA SSDs and often uses the faster NVMe protocol.
Q2: Why should I choose a 1TB M.2 SSD over other capacities?
A2: A 1TB M.2 SSD offers a great balance of storage capacity and cost. It’s usually enough space for your operating system, essential software, a good number of games, and important files, all while providing excellent value compared to smaller or much larger drives.
Q3: What’s the difference between PCIe Gen3 and Gen4 M.2 SSDs?
A3: PCIe Gen4 SSDs offer significantly faster sequential read and write speeds (often 2x or more) compared to Gen3 SSDs. To use a Gen4 SSD at its full speed, you need a motherboard and CPU that support PCIe Gen4. If your system only supports Gen3, a Gen4 SSD will still work but will be limited to Gen3 speeds.
Q4: Do I need a heatsink for my M.2 SSD?
A4: For most general use and light to moderate gaming, a heatsink isn’t strictly necessary for an M.2 SSD. However, for sustained heavy workloads or intense gaming, especially with high-performance Gen4 drives, a heatsink can help prevent thermal throttling and ensure the drive maintains its peak performance. Many motherboards now come with integrated M.2 heatsinks.
Q5: How do I install an M.2 SSD?
A5: Installing an M.2 SSD is relatively simple. Locate the M.2 slot on your motherboard, gently insert the SSD into the slot at an angle, and then push it down flat. Secure it with the small screw provided with your motherboard or the SSD. Many online tutorials and your motherboard manual can provide step-by-step guidance.
Q6: Is an M.2 SSD good for gaming?
A6: Absolutely! M.2 NVMe SSDs, especially Gen4 models, dramatically reduce game load times, texture pop-in, and overall system responsiveness, offering a much smoother and more enjoyable gaming experience compared to traditional hard drives or even SATA SSDs.
Q7: What does NVMe mean?
A7: NVMe stands for Non-Volatile Memory Express. It’s a communication protocol specifically designed for SSDs to communicate with the system’s CPU over the PCIe interface. This direct communication vastly reduces latency and increases bandwidth compared to older protocols like SATA, allowing SSDs to reach their full speed potential.